If you’ve received a summons for debt collection, it is essential to respond to it as quickly as possible Beenz. There are several options, including negotiating with the debt collector for a payment plan or consulting with an attorney. Regardless of which option you choose, responding to a debt collection summons requires you to respond within 20-30 days of receiving it. When responding, you must state whether you agree to the debt, disagree with it, or are not sure whether it is accurate. If you disagree with the debt, you must provide a reason for your dissent in writing easysolution24.
You can use a free form provided by the court or write your own. Your written answer must be signed in front of a notary public or court clerk. You may also assert a counterclaim against the plaintiff in your written answer. Be sure to follow all deadlines, or you could end up losing the lawsuit thedigitalscale.
If you don’t respond to a debt collection summons, you could be liable for a money judgment on your credit report world247zone. This judgment will be based on the amount of the debt, as well as interest and court costs. A judgment will appear on your credit report for up to 20 years. A default judgment will also give the plaintiff the right to take money directly from your bank account or salary.
If you don’t want to spend your time preparing your response, consider using an online service such as SoloSuit. These services provide step-by-step instructions that make responding to debt collection lawsuits easy. They also allow you to print and mail out completed forms, which you can file yourself or have an attorney review them forexbit.